THE FRAMEWORK

Banking in India is a complex and rapidly evolving area of the economy. The Reserve Bank of India (RBI), as the central bank of India, regulates and supervises banks and financial institutions in the country. The banking industry in India is also subject to various other laws and regulations, such as the Banking Regulation Act, Companies Act, and various securities and anti-money laundering laws. Some key areas of banking law practice in India include:

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• Regulatory compliance: Banks and financial institutions in India are subject to various regulatory requirements, such as capital adequacy, liquidity, and anti-money laundering regulations. Legal experts in this area can assist banks and financial institutions in understanding and complying with these requirements.

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• Debt restructuring: Legal experts in banking law can assist clients in restructuring their debts, which can involve negotiating with creditors, developing repayment plans, and dealing with bankruptcy proceedings.

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• Corporate finance: Legal experts in banking law can advise clients on corporate finance matters, such as raising capital, issuing securities, and managing investments.

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• Project finance: Legal experts in banking law can assist clients in structuring and financing large-scale projects, such as infrastructure development, that involve complex financing arrangements.

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• Securities law: Banks and financial institutions in India are subject to various securities laws, such as the Securities and Exchange Board of India (SEBI) regulations. Legal experts in this area can assist clients in understanding and complying with these regulations, as well as advising on securities offerings and other securities-related matters.

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• Anti-money laundering (AML) law: Banks and financial institutions in India are subject to various AML laws and regulations, such as the Prevention of Money Laundering Act (PMLA). Legal experts in this area can assist clients in developing and implementing AML compliance programs, as well as advising on AML-related investigations and enforcement actions.

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SANGHAVI & PARTNERS ADVANTAGE

Sanghavi & Partners is a law firm with a specialized Banking Law practice. We provide legal services to clients in the banking and financial services industry, including banks, non-banking financial companies (NBFCs), financial institutions, and other entities involved in financial services. Our Banking Law practice offers a wide range of services, including advising clients on regulatory compliance, drafting and reviewing agreements, and representing clients in litigation and arbitration.

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The firm's lawyers are experienced in the banking and finance industry, with an understanding of the legal and regulatory framework governing financial services in India. We work closely with clients to understand their specific needs and provide tailored solutions to meet their requirements.